Extended Health Care benefits are designed to supplement existing provincial hospital and medical insurance plans. The benefit provides for reimbursement of expenses and services not covered by existing government plans.

 

Benefits received by your employee are Tax-free, and premiums paid by the Employer are tax deductible

 

Extended Health Care benefits can be divided into several categories which include:

 

•Hospital coverage

•Drug coverage

•Medical supplies and equipment

•Paramedical services

•Out-of-province coverage

•Other health care benefits

 

The plan may include a deductible (e.g. $25 for employees with single coverage, $50 for employees with family coverage, or $5 per prescription drug), a coinsurance factor (e.g. 80% reimbursement for prescription drugs), and maximums (e.g. $500 per calendar year for physiotherapy).